prepare("SELECT * FROM pages WHERE slug = 'terms-conditions'"); $stmt->execute(); $page = $stmt->fetch(); $title = $page ? $page['title'] : 'Terms & Conditions'; $content = $page ? $page['content'] : '

Terms content coming soon...

'; $last_updated = $page ? date('F d, Y', strtotime($page['updated_at'])) : date('F d, Y'); $page_title = $title; require_once 'layouts/header.php'; ?>

Effective Date: